The Black Sea Trade & Development Bank is an international financial institution with supranational status and a mandate to foster economic growth and regional cooperation amongst its Member States in the Black Sea Region.

Baa2/Stable
BBB/Stable

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Products and services image
  • Target borrowers & projects
  • Products & services
  • Sectors

Public and private companies with operations in one or more of the Member States

Transaction benefits Member State/s and has a development impact

Economically sustainable/financially viable, so Bank participation will be profitable and the undertaking will prove sustainable beyond BSTDB’s involvement

Lending: Short- to long-term loans, typically extended in USD or EUR

Guarantees

Trade Finance: Firms importing from Member States and regional exporters

Co-financing

SMEs: Financing through credit lines to local financial intermediaries

Bank equity/funds: Equity investments, looks to take stake of 5-25%

Energy

Public utilities

Environmental protection

Telecoms

Financial institutions

Manufacturing

Transport

Municipal Services

SMEs and Trade Finance


Historical Portfolio Development (€millions)

Financial Statements Summary (€000s)

Data At 30 June 2025 At 31 Dec 2024

Historical Development (%)

NPL(%) - CAR(%)
*

Outstanding Loan Portfolio by Country

Credit Summary

  • Highly experienced Senior Management Team
  • Strong capitalization compared to peers
  • High portfolio regional and sector diversification with 9 sectors represented
  • Robust liquidity position with no liquidity gaps on the balance sheet even in stressed scenarios
  • No significant rate or FX exposures