Credins Bank
Albania | Financial Institutions- Identification Code:
- OP/25/0022
- Total Operation Cost:
- 10.000.000 EUR
- Maturity:
- 36 months
- Operation Status:
-
BSTDB Approved Amount – Approval Date10.000.000 EUR – 04 Dec 2025
-
BSTDB Signed Amount – Signed Date10.000.000 EUR – 23 Dec 2025
-
Status:Active
- Description and Purpose of the Operation:
- Credins Bank
- Countries of Operation:
- Albania (100,00%)
- Financial Product:
- Loans
- Sector:
- Financial Institutions
- Domain:
- Private
- Borrower/Client:
- MREL Eligible Loan to Credins Bank S.A.
- Co-Financers/Participants:
- n/a
- Guarantors/Sponsors:
- n/a
- Developmental and Regional Cooperation Impact:
- The end recipient firms of the Bank’s financing under this facility are not known ex-ante, but it may be reasonably guessed that the facility will have at least a modest but positive impact upon regional cooperation. In the worst case, there would be zero cooperation if funds from the facility were used exclusively by SMEs operating in the domestic market. Therefore, it is reasonable to surmise that some of the proceeds of the loan will contribute to greater intra-regional trade.
- Environmental Classification and Impact:
- The initial review of information provided by the Credins Bank indicates that it has adopted and implemented E&S policies and procedures that are integrated into its lending procedures. The dedicated section in the lending process focuses on analyses of E&S issues to ensure compliance with the local E&S legislation and own E&S requirements. Overall, the Bank shows committed to financing projects that respect E&S standards.
- Operation Leader:
- Financial Institutions II
- E-mail:
- fi2@bstdb.org
As of 28 Feb 2026
